What Is Farm Owners Insurance?
Bloomington Farmers Mutual Insurance Company offers coverage for your farm, farmette or hobby farm including dwellings and outbuildings.
In serving a rural and agricultural community for nearly 150 years, we recognize the commitment it takes to be a successful farmer. All of our farm policies can be customized to fit your specific needs, whether yours is a small hobby farm or a big farming operation. Our agency is highly committed to providing you with the most affordable coverage while offering you any custom tailored coverages you may need. We offer both the traditional policies which cover property and liability as well as many other additional coverages.
With Bloomington Farmers Mutual Insurance Company, we'll provide Farm Owners Insurance coverage that shields everything you do daily. We have in fact been insuring farmers for nearly 150 years and have gained from experience to far better safeguard your operation.
Farm Owners Insurance is a twin insurance coverage that secures your operation along with the house that you live in. With it, you'll have a tailor-made mix of property owners coverage as well as business insurance with additional alternatives to best fit the certain demands of your farm.
Our farm agents are part of your community. They understand farmers as well as recognize specifically how to aid you in developing a farm insurance coverage with security that's customized to your farm's unique requirements. Get in touch with your agent today in addition to requesting a farm insurance quote.
Family Farm Insurance Coverage
Whether you're a farmer that grows corn or a rancher that takes care of livestock, the land is your source of income. In order to maintain an effective service, you need an ideal insurance policy for your structures and property. We'll help in safeguarding your farm with flexible protection that allows you build a solitary and appropriate policy.
Offers safety and security for your residence and additionally posessions versus fire, lightning, windstorms, hail as well as most unintentional losses, consisting of criminal damage and also theft.
Farm personal property coverage
Supplies protection for your livestock, feed and equipment.
Fair rental value protection
This defense helps in covering the fair rental worth of your farm residence if it is made uninhabitable as the result of a covered loss. You'll have insurance coverage to spend for lease in other places while your home is being repaired.
In addition, if you're leasing a space on your farm, which receives an insured loss that makes the space uninhabitable, you'll have insurance coverage that can help pay the fair rental value of that location. This can make a substantial difference to your budget plan.
Farm outbuilding coverage
Assists in protecting your barns, machine sheds, detached garages or different other outbuildings.
Added living expenditures coverage
Pays for increases in living expenditures if you are required to vacate your home as the result of a covered loss.
Farm equipment break down coverage
This covers a physical loss of your covered equipment because of an accident.
Farm liability coverage
Provides coverage for the unforeseen consisting of physical injury, medical expenses or farm property damages.
Like you, Bloomington Farmers Mutual Insurance Company's roots remain in farming. When your farm is insured with Bloomington Farmers Mutual Insurance Company, you have a group of experts behind you with the knowledge and experience to ensure your farm coverage requirements are met, your questions responded to and any claims are handled without delay. Talk to your representative today to obtain a quote.